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Pre-qualification (lending)
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Pre-qualification (lending) : ウィキペディア英語版
Pre-qualification (lending)

Pre-qualification is a process whereby a loan officer takes information from a borrower and makes a tentative assessment of how much the lending institution is willing to lend them.
==Basic process==
The borrower is typically asked for their social security number or other identifier, together with proof of their employment, income and assets, which is weighed against the monthly payments being made on their current debts. This provides a general picture of their credit worthiness. Based on this initial information, a maximum loan amount will be determined according to a standard Debt-to-income ratio (DTI). Final approval of the loan will require a credit report from a credit bureau.

抄文引用元・出典: フリー百科事典『 ウィキペディア(Wikipedia)
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